Considering the Coronavirus While Retirement Planning: EDU #2011

March 18, 2020

Considering the Coronavirus While Retirement Planning: EDU #2011

In today’s EDU, Jim and Chris chat about retirement planning while considering “black swan events” such as the current coronavirus outbreak.  Although the coronavirus is a hot topic right now, what can one do when facing other similar unexpected events while trying to plan retirement?...

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Covering the Minimum Dignity Floor, Preparing for a SS Asset Cap, and the Pro Rata Rule: Q&A #2011

March 14, 2020

Covering the Minimum Dignity Floor, Preparing for a SS Asset Cap, and the Pro Rata Rule: Q&A #2011

In today’s episode, listeners have sent Jim and Chris questions about covering the minimum dignity floor, preparing for a possible Social Security asset cap, and the pro-rata rule. (4:20) A Texan asks how Jim and Chris would plan for covering the minimum dignity floor when considering inflation. (18:55) A listener from New Jersey would like to discuss the probability of an asset cap limit...

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Things to Consider when Considering a Roth Conversion: EDU #2010

March 11, 2020

Things to Consider when Considering a Roth Conversion: EDU #2010

Jim, Chris, and Bob all discuss this topic today brought to us by a listener’s email: things to consider when considering a Roth conversion.  The simple question of “should I convert to a Roth?” comes with a multi-faceted answer! https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E10.mp3 Podcast: Play in new window...

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Live Caller: Reducing IRMAA, Bonds or Income Annuities, and Some Comments: Q&A #2007

February 15, 2020

Live Caller: Reducing IRMAA, Bonds or Income Annuities, and Some Comments: Q&A #2007

A live caller and an email comment from a financial planner are featured on today’s podcast.  Jim and Chris talk through a listener’s concerns about establishing less-volatile accounts while still keeping low income for tax strategies. (3:12) Live caller George would like to discuss how to reduce IRMAA early in retirement (35:45) George continues by asking how to establish secure...

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Jim & Chris’s Retirement Planning Approach and Process Part 4: EDU #2006

February 12, 2020

Jim & Chris’s Retirement Planning Approach and Process Part 4: EDU #2006

This is Part 4 of the show series in which Jim and Chris continue to describe their retirement planning approach and process.  In Parts 1 and 2 they discussed mostly the why and philosophy of their approach.  In Part 3 they explained further how they begin their planning process, using a fictitious couple as an example.  In this episode, Jim and Chris continue using this fictitious couple to...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.